Quick and secure cash directly to your account.


No credit checks

No hidden fees

No pre-payment penalties

HOW Does a Short-Term Loan WORK?


 Applying online is easy. Fill out our form - it only takes a few minutes - and be on your way to a fast cash loan. It's quick and secure. Providing accurate information helps us process your loan faster.


Receive an Approval decision in minutes. We have a powerful decision engine tied to our website that provides you with an answer to your loan request in minutes. If we are unable to help you, you may be offered a loan by one of our partners.


Get Cash in your account. We make the loan process as fast, easy and as convenient as possible. When you're approved for a loan from Sierra Financial you should receive your funds by the end of the following business day, depending on your bank.

www.SierraFinancial.net is owned by Sierra Financial, LLC dba Sierra Financial, a tribal lending entity wholly owned by the Iipay Nation of Santa Ysabel, a federally recognized Indian tribe that operates and makes loans within the Tribe's reservation. All loans are subject exclusively to the laws and jurisdiction of the Iipay Nation. Carefully review the Terms and Conditions for more details.

The owner of this website is a lender and will use any information provided in the secure application only in an attempt to fulfill a loan request. 

The Terms & Conditions and Privacy Policy displayed on this website apply to customers who receive their loan directly from Sierra Financial, LLC dba Sierra Financial  P.O. Box 647, Santa Ysabel, CA 92070.