Quick and secure cash directly to your account.

No credit checks

No hidden fees

No pre-payment penalties

HOW Does a Short-Term Loan WORK?


 Applying online is easy. Fill out our form - it only takes a few minutes - and be on your way to a fast cash loan. It's quick and secure. Providing accurate information helps us process your loan faster.


Receive an Approval decision in minutes. We have a powerful decision engine tied to our website that provides you with an answer to your loan request in minutes. If we are unable to help you, you may be offered a loan by one of our partners.


Get Cash in your account. We make the loan process as fast, easy and as convenient as possible. When you're approved for a loan from Sierra Financial you should receive your funds by the end of the following business day, depending on your bank.